Gestun or cash change has become one of the popular methods among online loan application users, including Akulaku. With gestun, users can withdraw cash from the credit limit available on the application, which can be used for various purposes. In this article, we will discuss in depth about how to gestun Akulaku, tips, and things to consider.
What is Gestun Akulaku?
Gestun is an abbreviation of “change cash”, which is a process where users take cash from their credit limit without having to purchase goods first. In the context of Akulaku, gestun allows users to get cash loans faster. This is an alternative for those who need quick access to money without having to go through more complicated official loan procedures.
Unlike other traditional ways to get a loan, such as applying to a bank, Akulaku's gestun makes it easy for its users. Let's explore more deeply about the steps to do this gestun.
Requirements for Performing Akulaku Gestun
Before doing gestun, there are several requirements that must be met. Understanding these requirements is very important so that your gestun process runs smoothly.
1. Have an active Akulaku account
To do gestun, you must have an active Akulaku account. If you do not have an account, register immediately by following the steps specified.
2. Adequate Credit Limit
Make sure that your credit limit is sufficient to perform gestun. The available limit can be seen on the Akulaku application.
3. Good Credit History
Your credit history is also a consideration. If you have a good payment history, chances are your gestun process will be easier.
4. Identity Verification
The Akulaku application may require you to verify your identity to prevent fraud and ensure transaction security.
How to Do Akulaku Gestun
After fulfilling all the requirements above, you can start doing gestun. Here are clear steps on how to gestun using the Akulaku application.
1. Enter the Akulaku application
Open the Akulaku application and log in to your account using the email and password you registered.
2. Check Your Credit Limit
After successfully logging in, check your credit limit. Make sure the available limit is sufficient to perform the gesture.
3. Select the Gestun Menu
Look for a menu related to gestun or cash change. Usually this menu is in the loan service section.
4. Enter the amount you want to shift
Enter the amount of money you want to gesture. Make sure it is still within your limit.
5. Confirm Transaction
After all the data is filled in, confirm the transaction. Make sure all the information you entered is correct to avoid errors.
6. Wait for the verification process
After confirmation, Akulaku will process your request. Wait a few moments until you get a notification regarding the status of the gestun request.
7. Receive Money
If the request is approved, the money will be transferred directly to your bank account. Make sure you check your account to make sure the transaction was successful.
Benefits of Akulaku Gestun
Doing gestun using Akulaku brings many benefits. Here are some of the main benefits of using this gestun.
1. Fast and Efficient Process
One of the biggest advantages of gestun is the fast process. Users do not have to wait for days to get a loan, because the process only takes a few minutes to hours.
2. Free from Purchase of Goods
With gestun, you don't have to buy goods first to get cash. This provides more flexibility in using money as needed.
3. More Flexible Use of Limits
The credit limit on Akulaku can be used for various purposes, making it more useful for users. You can use the money to pay bills, daily needs, or even investments.
Tips for Success in Doing Akulaku Gestun
To ensure your gestun process runs smoothly, here are some tips that you can apply.
1. Make sure account information is accurate
Always double check the information you entered in your Akulaku account. Accurate data will speed up the verification process.
2. Use Limits Wisely
Although gestun is easy to do, make sure you use your credit limit wisely and not excessively. This is to maintain your financial health in the future.
3. Pay Attention to the Due Date
Every prospective debtor must be aware of the payment due date. Being punctual in paying off debts will improve your credit reputation.
4. Take advantage of existing promotions
Sometimes, Akulaku offers promos or cashback for users who make transactions. Take advantage of these promos to get more benefits.
5. Read the Terms and Conditions
Before doing a gestun, don't forget to read the applicable terms and conditions. This is important to understand what you are getting into.
Risks and Things to Watch Out for
Although gestun has many benefits, there are also risks that you should be aware of. Understanding these risks will help you make wiser decisions.
1. Risk Overlimit
Using all available limits without calculation can cause you to get trapped in a debt cycle. Make sure the use of limits is in accordance with financial capabilities.
2. Fees and Interest
Gestun in Akulaku can be subject to fees and interest that can cause the total loan to swell. Check carefully the applicable fees before doing gestun.
3. Impact on Credit Score
Frequently doing gestun without paying off debt on time can negatively affect your credit score. This can make it difficult for you to get loans in the future.
Other Gestun Platforms
In addition to Akulaku, there are several other platforms that also provide gestun features. Knowing other alternatives can give you more options.
1. Smart Credit
Kredit Pintar also offers cash loans with a fast process. You can choose to do gestun here.
2. OVO | Cash
This platform provides more flexible cash payment options. You can use OVO limit for gestun too.
3. Gojek
Through the GoPay feature, Gojek makes it easy for users to make gestures. The speed of the process is one of the advantages.
4. Dana
This application also provides a cash loan feature that can be an alternative for those of you who want to shop outside Akulaku.
By knowing these platforms, you can get the service that best suits your needs. Before choosing a platform, be sure to do research on the interest, loan terms, and reputation of each service.
With the complete information above, hopefully you can do gestun in Akulaku with more confidence and fully understand how it works and all the risks that may arise. Always remember to be wise in using your credit limit so that your finances are well maintained.
